Tap on DealsFees & rates · Verified May 2026
What is Capital On Tap's interest rate?
More detail
The 35.15% representative APR is the rate at least 51% of approved applicants receive on the standard no-fee card. Stronger profiles (Limited Companies with multiple years trading, healthy filed accounts and a good credit history) typically see rates closer to 9.9–19.9% APR. Newer or thinner-file businesses sit at the higher end. There is no APR on transactions you pay off in full each month — you only pay interest on balances rolled past the statement due date.