Tap on DealsProduct basics · Verified July 2026
Is Capital On Tap a credit card or a loan?
More detail
Capital On Tap also offers a separate business loan product (Capital On Tap Business Loans) but the flagship product — the one with referral code 2REFY893A52 and the £75 welcome bonus — is the Visa Business credit card. The card has all standard credit-card features: contactless, Apple Pay/Google Pay, virtual cards, statements, and up to ~50 days interest-free if you pay in full.
Quick reference
- Question
- Is Capital On Tap a credit card or a loan?
- At a glance
- Capital On Tap is a business credit card (Visa Business), not a loan.
- Topic area
- Product basics
- Last verified
- July 2026
- Verified by
- Tap on Deals editorial team
Authoritative sources
Verified July 2026. Each fact above is checked against: