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Is Capital On Tap FCA regulated?

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Firm authorisation does not mean every product or business-credit agreement has the same regulatory protections. The provider’s legal page separates its consumer-credit authorisation from its electronic-money authorisation, so do not treat an FCA badge as a blanket guarantee about a card, your eligibility or a repayment dispute. To check the firm, start with the issuer’s official legal page, look up its legal name and reference numbers in the FCA Register, and compare the record’s contact details and permissions. For a question about your own agreement, read the current cardholder terms and ask the issuer which complaints process and protections apply. Tap on Deals cannot decide whether an individual dispute is covered or provide account-specific legal advice.

Quick reference

Question
Is Capital On Tap FCA regulated?
At a glance
New Wave Capital Limited, trading as Capital On Tap, states it is FCA-authorised for consumer credit activities (FRN 625592) and electronic money (FRN 900922).
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For current product details and terms, check the issuer directly:

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