Is the promo code 2REFY893A52 genuine?

Yes — it is our personal Capital On Tap referral code registered to ADNEX Technology. Last verified June 2026.

Does Capital On Tap do a hard credit check?

No — Capital On Tap performs a soft credit search at application. A hard search only happens once you accept the offer and the account is opened.

Within 5 working days of your first card transaction after activation.

Yes — 7,500 points convert 1:1 to 7,500 Avios via British Airways Executive Club.

The free card earns 1% cashback; the £99/year Rewards card earns 1.5 points per £1 — worth it if you spend more than £20,000/year.

Name: Capital On Tap promo code 2REFY893A52
Brand: Capital On Tap
Availability: InStock

By Afshin · Updated June 2026 · Verified working

Click this referral link — the promo code 2REFY893A52 is already attached.
Complete the 2-minute application — soft credit search only, so no impact on your credit file at this stage.
Once approved and your card is activated, make your first card transaction — even a small everyday business expense is enough.
Your 7,500 bonus points appear in your rewards balance — redeem as cashback (£75) or Avios (7,500 Avios).

£0 annual fee on the standard Business Credit Card.
Unlimited 1% cashback on every purchase — no categories, no caps.
Credit limit up to £250,000 based on business turnover and trading history.
Up to 56 days interest-free when you pay your statement in full.
Free additional cards for employees with individual spend limits.
Live Xero, QuickBooks and Sage integration — every transaction auto-categorised.
Apple Pay, Google Pay and a physical Visa card with contactless and chip-and-PIN.

UK-registered limited company, LLP, or established sole trader.
Director or owner aged 18+ resident in the UK.
Minimum business turnover of £24,000/year (£2,000/month).
Trading for at least 4 months (newer businesses can sometimes still qualify on director income).
No recent bankruptcies or active CCJs against the business or director.

Is the promo code 2REFY893A52 genuine?: Yes — it is our personal Capital On Tap referral code, registered to ADNEX Technology. We last verified it working on June 2026.
Does Capital On Tap do a hard credit check?: No — Capital On Tap performs a soft credit search to give you a decision. A hard search only happens once you accept the offer and the account is opened.
When do the 7,500 bonus points arrive?: The points are credited within 5 working days of your first card transaction after activation.
Can I redeem the bonus as Avios?: Yes. 7,500 points = 7,500 Avios when you transfer to British Airways Executive Club at a 1:1 rate. That's enough for a one-way short-haul Reward Flight in economy plus taxes.
What's the difference between the free card and the £99 Rewards card?: The free card earns 1% cashback. The Business Rewards Card (£99/year) earns 1.5 points per £1 — worth it if you spend more than £20,000/year on the card. Use our rewards calculator to find your break-even point.

Ready to apply?