Tap on DealsFree quiz · May 2026
UK Business Credit Card Recommender
Answer 5 quick questions and we'll recommend the best UK business credit card for your situation. Independent, no signup required. The interactive quiz loads below — works in any modern browser.
How the recommender chooses
The quiz asks 5 questions: your business structure, time trading, annual revenue, what matters most (rewards, low APR, travel perks, no fee) and monthly card spend. Based on your answers it recommends one of:
- Capital On Tap — for UK Limited Companies and LLPs trading 12+ months with £24k+ revenue who want rewards or no annual fee. Includes the £75 welcome bonus with referral code 2REFY893A52.
- American Express Business Gold — for newer businesses (under 12 months), sole traders, or where personal credit is the strongest signal. £195 annual fee, waived year 1.
- HSBC Business Mastercard or Barclaycard Select — when low APR matters most because you sometimes carry a balance.
- American Express Business Platinum — for high-spend (£10k+/month) business travellers who value lounge access and travel insurance.
- Tide Business Credit or bank-issued cards — for charities, partnerships, or unincorporated businesses not eligible for the major rewards cards.