Editorial transparency · Verified May 2026

Editorial methodology

How Tap on Deals reviews UK business credit cards: sources, scoring framework, fact-checking, conflict-of-interest policy, and update cadence. Published in full so you can judge for yourself.

Primary sources

Every factual claim is sourced from the card provider's own terms & conditions or Summary Box, their public website (verified within the last 30 days), the FCA Register, Companies House, or our own application experience where we hold the card.

Scoring framework

Total cost (30%) — annual fee, FX fee, late fees, cash-advance fees
Rewards value (25%) — earn rate, redemption flexibility, expiry, caps
Eligibility (15%) — turnover threshold, structure restrictions, credit-search type
Credit terms (10%) — credit-limit range, interest-free period, APR
Acceptance & usability (10%) — network (Visa/MC/Amex), 0% FX, integrations
Trust signals (10%) — FCA regulation, Trustpilot, support, age

Conflict-of-interest policy

Tap on Deals earns a referral commission only from Capital On Tap. The commission is paid by Capital On Tap (not the reader), has no impact on the £75 welcome bonus, doesn't change the £0 annual fee, and gives Capital On Tap no editorial input. We do not earn commission from Amex, Barclaycard, HSBC, NatWest, Lloyds, Tide, Revolut, Wise, Pleo, Soldo, FlexiPay or any other card or fintech reviewed on the site.

Fact-checking & update cadence

Welcome bonuses, APR, and fees are re-verified monthly
Eligibility rules are re-verified quarterly and after every material change
"Reviewed and updated" stamps reflect the actual verification date
Reader-reported errors are corrected within 48 hours — email hello@tapondeals.co.uk

What we won't do

Invent eligibility criteria or fees that aren't in the provider's published terms
Recommend a product to a reader for whom it is structurally unsuitable
Hide or downplay negatives — every review lists where each card loses, not just where it wins
Use stock-photo "authors" or AI-generated bylines — Afshin authors every piece
Re-publish provider press releases as editorial