Eligibility

What credit score do you need for Capital On Tap?

More detail

The issuer's published criteria include an active UK director or shareholder with at least 25% ownership, a UK Ltd, LLP or PLC active on Companies House, no unsatisfied CCJs in the last 12 months, and an eligible industry. Its application asks for monthly business turnover, but the issuer's pages differ on whether a fixed minimum applies; check the issuer's current criteria rather than treating an unofficial score or turnover estimate as a guarantee. The application starts with a soft search on your personal credit file; the business hard search is made when you sign the credit agreement.

Read the full Capital On Tap eligibility guide

Quick reference

Question
What credit score do you need for Capital On Tap?
At a glance
Capital On Tap does not publish a minimum credit-score cutoff.
Topic area
Eligibility

Sources to check

For current product details and terms, check the issuer directly:

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