Home › Answers › Credit checks Credit checks
Does Capital On Tap do a hard credit check? Short answer
Capital On Tap says it makes a soft search on your personal credit file when you apply. It makes a hard search on your business credit file when you sign the credit agreement.
More detail The issuer says the initial personal search does not affect your credit score. The business hard search happens once you sign the credit agreement, not simply when an application is submitted. Approval and the terms offered depend on the issuer's assessment.
Understand when Capital On Tap checks credit
Quick reference Question Does Capital On Tap do a hard credit check? At a glance Capital On Tap says it makes a soft search on your personal credit file when you apply. Topic area Credit checks Sources to check For current product details and terms, check the issuer directly:
Get the £75 welcome bonus
Check the issuer's current eligibility and terms first. The referral link carries code 2REFY893A52 ; check that it appears in the application and enter it manually only if missing. Any reward is subject to current referral terms. Disclosure: Tap on Deals may earn a commission if you apply through this link, at no additional cost to you.
Apply with referral link → Related guides & comparisons ← Browse all 25 Capital On Tap answers