Credit checks

Does Capital On Tap do a hard credit check?

More detail

The issuer says the initial personal search does not affect your credit score. The business hard search happens once you sign the credit agreement, not simply when an application is submitted. Approval and the terms offered depend on the issuer's assessment.

Understand when Capital On Tap checks credit

Quick reference

Question
Does Capital On Tap do a hard credit check?
At a glance
Capital On Tap says it makes a soft search on your personal credit file when you apply.
Topic area
Credit checks

Sources to check

For current product details and terms, check the issuer directly:

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