Using the card · Verified July 2026
Can I use Capital On Tap abroad?
More detail
ATM withdrawals abroad attract a 2% cash advance fee (minimum £2) — for that reason, withdraw from a regular debit card when travelling. Card-present purchases, e-commerce in foreign currency, and tap-to-pay all incur zero FX markup. The Visa exchange rate is generally within 0.1% of the mid-market rate.
Quick reference
- Question
- Can I use Capital On Tap abroad?
- At a glance
- Yes.
- Topic area
- Using the card
- Last verified
- July 2026
- Verified by
- Tap on Deals editorial team
Authoritative sources
Verified July 2026. Each fact above is checked against: