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Using the card · Verified July 2026

Can I use Capital On Tap abroad?

More detail

ATM withdrawals abroad attract a 2% cash advance fee (minimum £2) — for that reason, withdraw from a regular debit card when travelling. Card-present purchases, e-commerce in foreign currency, and tap-to-pay all incur zero FX markup. The Visa exchange rate is generally within 0.1% of the mid-market rate.

Quick reference

Question
Can I use Capital On Tap abroad?
At a glance
Yes.
Topic area
Using the card
Last verified
July 2026
Verified by
Tap on Deals editorial team

Authoritative sources

Verified July 2026. Each fact above is checked against:

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