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Fees & rates · Verified July 2026

Does Capital On Tap charge foreign transaction fees?

More detail

This applies to in-store contactless, online purchases in foreign currencies, and ATM withdrawals abroad (though ATM withdrawals incur a 2% cash advance fee separate from FX). For comparison, most high-street bank business cards charge 2.75–2.99% FX. On £30,000 of annual overseas spend, that saves £825+ per year.

Quick reference

Question
Does Capital On Tap charge foreign transaction fees?
At a glance
No.
Topic area
Fees & rates
Last verified
July 2026
Verified by
Tap on Deals editorial team

Authoritative sources

Verified July 2026. Each fact above is checked against:

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