Fees & rates · Verified July 2026
Does Capital On Tap charge foreign transaction fees?
More detail
This applies to in-store contactless, online purchases in foreign currencies, and ATM withdrawals abroad (though ATM withdrawals incur a 2% cash advance fee separate from FX). For comparison, most high-street bank business cards charge 2.75–2.99% FX. On £30,000 of annual overseas spend, that saves £825+ per year.
Quick reference
- Question
- Does Capital On Tap charge foreign transaction fees?
- At a glance
- No.
- Topic area
- Fees & rates
- Last verified
- July 2026
- Verified by
- Tap on Deals editorial team
Authoritative sources
Verified July 2026. Each fact above is checked against: