Tap on DealsRewards · Verified July 2026
What is Capital On Tap's cashback rate?
More detail
Points convert 1:1 to either cashback (credited to your statement) or Avios via British Airways Executive Club. There is no minimum spend, no expiry on points, and no category caps. Calculations: a business spending £20,000/year on the free card earns £200 cashback; on the £99 Rewards card it earns £300 — breaking even at ~£20,000/year of spend.
Quick reference
- Question
- What is Capital On Tap's cashback rate?
- At a glance
- Capital On Tap's free Business Credit Card earns 1% cashback (or 1 point per £1) on every transaction with no category restrictions.
- Topic area
- Rewards
- Last verified
- July 2026
- Verified by
- Tap on Deals editorial team
Authoritative sources
Verified July 2026. Each fact above is checked against: