The application itself takes about 2 minutes if you have your Companies House number and director details to hand. Capital On Tap uses Open Banking and Companies House data to make instant decisions. A small percentage of applications get referred to manual review — these typically take 1–2 working days.
Quick reference
Question
How long does Capital On Tap take to approve?
At a glance
Most Capital On Tap applications are approved within 2 minutes.
Topic area
Application process
Sources to check
For current product details and terms, check the issuer directly:
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