Tap on DealsRisk & liability · Verified July 2026
What happens if I miss a Capital On Tap payment?
More detail
Capital On Tap sends reminder emails before the due date. If you anticipate missing a payment, contact support proactively — they can sometimes arrange a short extension. To avoid all of this, set up the Direct Debit for at least the minimum payment when you open the account.
Quick reference
- Question
- What happens if I miss a Capital On Tap payment?
- At a glance
- A missed payment with Capital On Tap typically incurs a late fee (around £12), interest accrual on the unpaid balance at your APR, and a missed-payment marker reported to commercial credit bureaus.
- Topic area
- Risk & liability
- Last verified
- July 2026
- Verified by
- Tap on Deals editorial team
Authoritative sources
Verified July 2026. Each fact above is checked against: