Greater London · Verified May 2026

Capital On Tap for London businesses

London is home to over 1.1 million SMEs across fintech, professional services, hospitality and creative industries. Capital On Tap is well-suited to London's high-spend Limited Companies thanks to 0% FX on European supplier payments, high credit limits for office and inventory, and 1% cashback on heavy software and ads spend.

Top London business sectors

• ✓ Fintech & SaaS startups
• ✓ Professional services (legal, accounting, consulting)
• ✓ Hospitality & restaurants
• ✓ Creative agencies
• ✓ PropTech & real estate

Why London businesses choose Capital On Tap

London businesses typically spend more on rent (Capital On Tap can't pay rent directly but covers everything else), software (AWS, Stripe, Notion, Slack), marketing (Meta, Google, LinkedIn ads) and supplier invoices.

Eligibility for London Limited Companies

• UK Limited Company (Ltd), LLP or PLC active on Companies House
• £24,000+ annual turnover (~£2,000/month)
• No unsatisfied CCJs in the last 12 months
• Director or majority shareholder of the company
• No published minimum trading-period rule

Sole traders, ordinary partnerships, charities and non-profits are not eligible — Capital On Tap is restricted to UK Ltd/LLP/PLC structures.

Capital On Tap in other UK cities

• Manchester
• Birmingham
• Leeds
• Glasgow
• Edinburgh
• Bristol
• Liverpool
• Sheffield
• Newcastle
• Nottingham
• Cardiff
• Belfast
• Brighton
• Oxford
• Cambridge
• Southampton
• Portsmouth
• Reading
• Milton Keynes
• Coventry
• Leicester
• Stoke-on-Trent
• Wolverhampton
• Derby

See all 50 UK city guides →