West Midlands · Verified May 2026

Capital On Tap for Birmingham businesses

Birmingham is the UK's largest manufacturing centre outside London with strong engineering, automotive supply chain, and professional services sectors. Capital On Tap suits Birmingham Ltd companies with significant supplier spend and overseas component imports (0% FX).

Top Birmingham business sectors

• ✓ Manufacturing & engineering
• ✓ Automotive supply chain
• ✓ Professional services
• ✓ Logistics & wholesale
• ✓ Healthcare

Why Birmingham businesses choose Capital On Tap

Birmingham manufacturers typically import components in EUR and USD — Capital On Tap's 0% FX is a direct saving vs traditional bank cards charging 2.95-2.99%.

Eligibility for Birmingham Limited Companies

• UK Limited Company (Ltd), LLP or PLC active on Companies House
• £24,000+ annual turnover (~£2,000/month)
• No unsatisfied CCJs in the last 12 months
• Director or majority shareholder of the company
• No published minimum trading-period rule

Sole traders, ordinary partnerships, charities and non-profits are not eligible — Capital On Tap is restricted to UK Ltd/LLP/PLC structures.

Capital On Tap in other UK cities

• London
• Manchester
• Leeds
• Glasgow
• Edinburgh
• Bristol
• Liverpool
• Sheffield
• Newcastle
• Nottingham
• Cardiff
• Belfast
• Brighton
• Oxford
• Cambridge
• Southampton
• Portsmouth
• Reading
• Milton Keynes
• Coventry
• Leicester
• Stoke-on-Trent
• Wolverhampton
• Derby

See all 50 UK city guides →