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Wales · Verified May 2026

Capital On Tap for Cardiff businesses

Cardiff is Wales' capital and largest commercial hub with strong fintech, media (BBC, Channel 4 nation) and creative sectors. Capital On Tap accepts Welsh Ltd companies on the same terms.

Population

370k (city) / 1.6M (metro)

SME base

35k+ SMEs

Welcome bonus

£75

Cashback rate

1%

Top Cardiff business sectors

  • ✓ Creative & media
  • ✓ Fintech
  • ✓ Tourism & hospitality
  • ✓ Professional services
  • ✓ Manufacturing

Why Cardiff businesses choose Capital On Tap

Cardiff creative production firms spend on Adobe, equipment rental and travel — all earning 1% cashback.

Eligibility for Cardiff Limited Companies

  • UK Limited Company (Ltd), LLP or PLC active on Companies House
  • £24,000+ annual turnover (~£2,000/month)
  • No unsatisfied CCJs in the last 12 months
  • Director or majority shareholder of the company
  • No published minimum trading-period rule

Sole traders, ordinary partnerships, charities and non-profits are not eligible — Capital On Tap is restricted to UK Ltd/LLP/PLC structures.

Capital On Tap in other UK cities

See all 50 UK city guides →

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