Will Capital On Tap accept a private medical practice Ltd?

Yes. Healthcare SIC codes are not restricted. The standard criteria apply: UK Ltd/LLP/PLC active on Companies House and £24,000+ annual turnover (~£2,000/month). There is no published minimum trading-period rule.

Can I use it for laboratory and pathology fees?

Yes. Most UK pathology and laboratory providers accept Visa Business credit cards.

Better than going through my bank for a practice card?

Major banks' practice/business cards often charge an annual fee with no rewards. Capital On Tap charges nothing and pays 1% on everything — typically £500-£3,000/year better depending on practice size.

Industry guide · May 2026

Best Business Credit Card for UK Private Healthcare & Clinics 2026

UK private dentists, GPs, physios, aesthetic clinics and veterinary practices spend on medical supplies, equipment, premises costs and professional fees. A clean rewards card on the practice's Limited Company recoups thousands annually at typical clinic volumes.

Why Capital On Tap fits healthcare practices

1% cashback on medical supplies and equipment
0% FX on imported equipment and pharmaceutical supplies
Up to £250k limit accommodates large equipment purchases
Multiple cardholders for practice manager, lead clinician etc.

Top spend categories for healthcare practices

› Medical supplies & consumables
› Equipment (dental units, scanners, lasers)
› Premises & utilities
› Insurance & indemnity
› Software (practice management, EHR)

Example spend & cashback

Spend category	Monthly spend	Monthly cashback
Medical consumables	£3,000	£30/mo
Equipment (annualised)	£2,000	£20/mo
Practice software	£500	£5/mo
Premises & utilities	£2,500	£25/mo
Total	£8,000/mo	~£960/year

Indicative figures based on typical healthcare practices spend patterns. Plus a £75 welcome bonus on first transaction with code 2REFY893A52.

FAQs for healthcare practices

Will Capital On Tap accept a private medical practice Ltd?: Yes. Healthcare SIC codes are not restricted. The standard criteria apply: UK Ltd/LLP/PLC active on Companies House and £24,000+ annual turnover (~£2,000/month). There is no published minimum trading-period rule.
Can I use it for laboratory and pathology fees?: Yes. Most UK pathology and laboratory providers accept Visa Business credit cards.
Better than going through my bank for a practice card?: Major banks' practice/business cards often charge an annual fee with no rewards. Capital On Tap charges nothing and pays 1% on everything — typically £500-£3,000/year better depending on practice size.