Referral Codes

Capital On Tap Sign-Up Bonus 2026: £75 Welcome Offer

By Afshin · 15 June 2026 · 7 min read

The Capital On Tap sign-up bonus for 2026 is a 7,500-point welcome reward, worth £75 in cashback or 7,500 Avios, available to new UK limited company cardholders who apply with a referral code. The active code on this site is 2REFY893A52. This guide covers exactly what the welcome offer is, what it's worth, who qualifies, and how to make sure it lands in your account.

What is the Capital On Tap sign-up bonus in 2026?

The sign-up bonus is a one-off 7,500-point reward credited to new cardholders shortly after they start using the card. It sits on top of the card's standard 1% cashback (or 1 point per £1), so you earn the welcome bonus and your normal rewards from day one.

To trigger the bonus you need to apply with a valid referral code such as 2REFY893A52. Applying directly without a code means the welcome bonus is never registered against your account.

How much is the welcome bonus worth?

7,500 points convert to £75 of cashback at a flat rate of 100 points per £1. If you collect points for travel instead, the same 7,500 points become 7,500 Avios, transferable to British Airways, Iberia, or Aer Lingus.

• 💰 Cashback: 7,500 points = £75 statement credit
• ✈️ Avios: 7,500 points = 7,500 Avios (≈£52–£150 depending on redemption)
• 🎯 Best default: take the £75 cashback unless you actively collect Avios
• ⏱️ Points don't expire while your account stays active

How to qualify for the sign-up bonus

The welcome offer follows the same eligibility rules as the card. Capital On Tap is available to UK-registered Limited Companies (LTD) and Limited Liability Partnerships (LLP) that are active on Companies House.

• ✅ UK Limited Company (LTD) or LLP
• ✅ You're a director or majority shareholder
• ✅ Annual turnover of £24,000+ (around £2,000/month)
• ✅ No unsatisfied CCJs in the last 12 months
• ✅ Apply with referral code 2REFY893A52 attached

Step-by-step: claiming the welcome offer

Applying through the referral link is the simplest path because the code attaches automatically. The application itself takes about two minutes and starts with a soft credit search that doesn't affect your score.

• 1️⃣ Apply via the referral link on tapondeals.co.uk so 2REFY893A52 is attached
• 2️⃣ Complete the two-minute application for an instant decision
• 3️⃣ Activate your virtual card on approval
• 4️⃣ Make any purchase within 30 days of approval
• 5️⃣ The 7,500-point bonus lands within 3–5 working days of that transaction
• 6️⃣ Redeem as £75 cashback in the dashboard under Rewards → Redeem

Is there a bigger Capital On Tap bonus available?

No. 7,500 points (£75) is the maximum welcome bonus Capital On Tap offers in 2026 — there is no higher-paying code or hidden tier. Any site advertising a larger Capital On Tap sign-up bonus is either out of date or inaccurate.

Because every valid referral code unlocks the same 7,500 points, the only thing that matters is that you enter one. Using 2REFY893A52 guarantees you the full bonus at no extra cost.