How long are Capital On Tap statements available to download?

Indefinitely while your account is open. If you close your account, you can request historic statements by emailing support@capitalontap.com — they typically respond within 5 working days.

Can I get a Capital On Tap statement in CSV format?

Yes, via the web portal only (not the mobile app). Account → Statements → select month → CSV icon. The CSV includes transaction date, merchant, amount, FX details, and category.

Do Capital On Tap statements include VAT breakdown?

Statements show the gross transaction amount only. Capital On Tap is not legally a VAT-receiptable supplier (the merchants you paid are). For VAT, you need the original supplier receipts. The Xero/QuickBooks integration auto-categorises VAT-rated transactions for you.

How-to Guides

Capital On Tap Statement Download & Export 2026

By Afshin · 1 May 2026 · 5 min read

Capital On Tap statements are needed for VAT returns, year-end accounts, and any HMRC enquiry. The process is straightforward but the export options aren't all in one place. Here's the full 2026 walkthrough across the web portal, mobile app, and the three big accounting platforms.

Download a Capital On Tap statement (web)

Statements are issued monthly on your account anniversary. To download:

Log into business.capitalontap.com
Click 'Account' in the left sidebar
Select 'Statements'
Pick the month you need from the dropdown
Click the PDF or CSV download icon

Download via the mobile app

The Capital On Tap iOS and Android apps support PDF download but not CSV. Tap the Account icon, scroll to Statements, tap a month, then tap the download icon — the PDF saves to your device's Files / Downloads folder. For CSV, you must use the web portal.

Export to Xero, QuickBooks Online and Sage

You don't normally need to manually export. Capital On Tap has native integrations with all three major UK accounting platforms that push every transaction within 24 hours, with VAT, supplier name, and category prefilled.

Xero: Settings → Bank Accounts → Add Bank → search 'Capital On Tap' → authorise. Transactions appear in your bank feed.
QuickBooks Online: Banking → Connect Bank → 'Capital On Tap' → authorise.
Sage Business Cloud Accounting: Banking → Add Account → Capital On Tap → connect.
FreeAgent: Banking → Add a New Bank Account → Capital On Tap → authorise.

What HMRC actually wants

For VAT returns under Making Tax Digital, HMRC accepts the Capital On Tap CSV exports or the live integration data — no PDF statements needed. For year-end accounts, your accountant typically wants 12 months of CSVs or the bank feed already in Xero/QuickBooks. For an HMRC enquiry, they'll request original PDF statements with the Capital On Tap header — these are admissible directly.

Keep all statements for at least 6 years (HMRC's enquiry window for Limited Companies). Capital On Tap stores statements in your portal indefinitely while the account is open.

Frequently asked questions

How long are Capital On Tap statements available to download?: Indefinitely while your account is open. If you close your account, you can request historic statements by emailing support@capitalontap.com — they typically respond within 5 working days.
Can I get a Capital On Tap statement in CSV format?: Yes, via the web portal only (not the mobile app). Account → Statements → select month → CSV icon. The CSV includes transaction date, merchant, amount, FX details, and category.
Do Capital On Tap statements include VAT breakdown?: Statements show the gross transaction amount only. Capital On Tap is not legally a VAT-receiptable supplier (the merchants you paid are). For VAT, you need the original supplier receipts. The Xero/QuickBooks integration auto-categorises VAT-rated transactions for you.

Ready to apply?

Get £75 free with code 2REFY893A52

Read the full Capital On Tap promo code guide for eligibility, fees and approval times.

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